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Terms of Use

Last updated: December 3, 2025

Agreement to Terms

By accessing or using the InsightHarbor website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our website or services.

Use of Website

You agree to use this website only for lawful purposes and in a manner that does not:

  • Violate any local, national, or international law or regulation
  • Infringe upon the rights of others
  • Transmit any harmful, threatening, or offensive material
  • Interfere with other users' enjoyment of the website
  • Attempt to gain unauthorized access to our systems

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of InsightHarbor or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Investment Disclaimer

The information provided on this website is for educational and informational purposes only. It does not constitute financial, investment, or professional advice. We are not financial advisors, and nothing on this site should be interpreted as a recommendation to buy, sell, or hold any investment or security. Always conduct your own research and consult with qualified professionals before making investment decisions.

No Warranties

This website and its content are provided "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or timeliness of information presented. We make no warranty that the website will be uninterrupted, secure, or error-free.

Limitation of Liability

To the fullest extent permitted by law, InsightHarbor shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on its content. This includes, but is not limited to, financial losses, business interruption, or loss of data.

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of these external sites. Accessing third-party links is at your own risk.

User-Submitted Content

By submitting content to our website (through contact forms, comments, or other means), you grant InsightHarbor a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and distribute that content. You represent that you own or have the right to submit such content and that it does not violate any third-party rights.

Indemnification

You agree to indemnify and hold harmless InsightHarbor, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of the website or violation of these Terms of Use.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website after modifications constitutes acceptance of the updated terms. We encourage you to review this page periodically.

Termination

We reserve the right to terminate or suspend your access to the website at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Cape Town, South Africa.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us:

InsightHarbor
490 Century Blvd, Century City
Cape Town, 7446, South Africa
Phone: +27 21 529 9699
Email: [email protected]

InsightHarbor

Independent investment research and market analysis based in Cape Town, South Africa.

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Contact Info

  • 490 Century Blvd, Century City
  • Cape Town, 7446, South Africa
  • +27 21 529 9699
  • [email protected]

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